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First Home Buyer Advantage Plus

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Are you looking for your first home? Enjoy all the benefits from our Advantage Plus Home Loan.

  • 100% offset account so you can pay your loan off faster
  • Express home loan service
  • Waived Noor Credits & Security NV. establishment, valuation and legal fees^

Apply Now Talk to a loans specialist

From
4.69% pa1 
Owner Occupied P&I
Variable rate for LVR below 60%

   
4.69% pa3 
Comparison rate

From
5.09% pa2 
Owner Occupied P&I
Fixed rate 1 Year

   
5.68% pa3 
Comparison rate

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First Home Buyers Advantage Plus
Features
Minimum Amount$150,000 
Maximum Amount95% of the property value
Loan periodUp to 30 years
RepaymentsMonthly, fortnightly, weekly
Interest chargesCalculated daily, charged monthly
Establishment feeWaived
Legal FeesWaived
Valuation FeesWaived
Additional Repayments Fee$0 
Redraw FacilityYes fee free. Available on both variable and fixed rate loans. 
Monthly account keeping/service feesNo
Top up facility availableMin $10,000
Offset AccountYes, 100% offset account with a Visa Debit for variable rate loans only 




Credit eligibility criteria, terms and conditions, fees and charges apply.
^ Other fees and charges may apply and will be specified at the time the loan is approved
1. Only available for First Home Buyers. Minimum home loan balance $150,000. Not available for top-ups or internal product switches. Maximum loan period 30 years. Interest rate calculated daily charged monthly. Loan to Value Ratio (LVR), is the ratio of money you borrow compared to the value of the property used as security, as determined by the Bank.
2. Only available for First Home Buyers. Minimum home loan balance $150,000. Not available for top-ups or internal product switches. Maximum loan period 30 years. Interest rate calculated daily charged monthly.  After fixed period interest rate reverts to First Home Buyer Advantage Plus standard variable rate.
3Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate. Comparison rates for Variable Interest Only loans are based on an initial 5 year Interest only period. Comparison rates for Fixed Interest Only loans are based on an initial Interest Only period equal in length to the fixed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Interest rates are on a per annum basis.